Americans are billions upon trillions of dollars in debt, swimming in stuff, making a far higher income than most of the world, and yet, somehow, never seem to have enough money. What if the problem is not how much money you do not have but the way in which they manage the money they do have? What if the income you have now is all that you really need to prosper? Download this book, and you will learn strategies drawn from financial gurus, the examples of the wealthy and classic old common sense. •Learn about how minimalism fits with your finances •Figure out where the heck all of the money goes every month •Develop personal discipline to stop yourself from spending too much •Identify your personal values that can guide you •Align your life with your values •Learn how to set goals you can actually succeed at •Get tips on how to simplify your life and let go of what you do not need •Find out what causes debt •Learn how to maximize your use of your income •Can you live on half your income and save the rest? Probably. •Get the information you need to start investing •Get out of debt fast •Delve into managing your bank account, and never get hit with fees again •Learn saving techniques from different example budgets •Build your very own personalized budget •Find the information you need to start building your personal assets Whether you are old, young, single, newly married, or married with kids coming out your ears, this book can help you get a leash on your finances and show you how your money can start serving you, instead of you spending your life serving it.