Gordon Graham's education as a risk manager and experience as a practicing attorney, coupled with an extensive background in public safety and law enforcement, has distinguished him as a nationally-recognized and sought-after speaker for public and private sector professions in various industries. He divides his time among study, research, writing, speaking, and consulting in the field of risk management. His innovative programs, based on the values and beliefs he learned as a child along with a passion for continuous improvement, are the standard for high-reliability organizations seeking to prevent tragedies through self-reinforcing systems, culture, and discipline. Paul Fuller is an insurance professional specializing in public water/wastewater systems. He is a director of the American Association of Water Distribution & Management (AAWD&M), CEO of Allied Public Risk, LLC (a national Managing General Underwriter exclusively focused on public entities and public water/wastewater systems), and Insurance Administrator for the California Association of Mutual Water Companies Joint Powers Risk & Insurance Management Authority (JPRIMA). Throughout his 25+ year career, Paul has underwritten thousands of public water/wastewater systems and overseen tens of thousands of claims throughout the United States. Paul is a frequent speaker on risk management and emerging issues.