From #1 New York Times bestselling author Debbie Macomber comes an uplifting story of an unforgettable chance encounter between a successful yet jaded businessman, and a woman who sees-but also expects-the best in everyone, sparking an unlikely romance that challenges their assumptions about generosity, trust, and the gifts of unforeseen love.

Maisy Gallaher has her own dreams, but when her father passed away, she selflessly set aside her aspirations to help her family. Despite knowing it was the right thing to do, she can't help but wish for the path not taken.

Chase Furst, on the other hand, is primarily focused on his own life and his work as a hardened bank executive and heir to a financial empire. His childhood was marred by his mother's struggle with addiction, leaving him jaded and emotionally distant.

Then he meets Maisy, a beautiful woman full of optimism and kindness who sees past his defenses. To his surprise and annoyance, Maisy offers to help Chase in a time of need. The two butt heads, especially when Maisy declines his offer of payment. Instead, she asks him to pay it forward-not with money or a quick fix, but through an act of true selflessness. Chase doesn't know where to begin.